Allow our credit specialist to remove All derogatory remarks such as charge offs and collections! "Student loans and Bankruptcy's not included" Once you purchase please create a Experian.com account and signup for a 30day free trial to pull all 3 credit bureau reports. Beaware $1,000 covers All derragtory account removal covers all 3 credit bureau.Once purchased you will receive an email from us regarding your personal information within 48 Business hours of purchase.