With purchasing the Bankruptcy Removal you will be paying for all of your bankruptcy's to be removed off of one credit bureau.There are 3 credit bureaus(Experian,Transunion,Equifax),So if you have bankruptcy's reporting on all 3 credit bureaus then you would have to adjust your item quanity to 3. This service is guarenteed or your money back! After purchase you will recieve an email regarding your personal information within 2 Business days of purchase!